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The ground rules between you and Wealth Creation Network. Plain, fair and worth reading before you open an account.
Plain-language summary: this is the full legal agreement — but in short, you must be of legal age, keep your account secure, understand that crypto and metals prices can move sharply, and use the platform only for lawful purposes. The sections below are binding regardless of this summary.
These Terms of Service ("Terms") form a binding agreement between you and Wealth Creation Network ("we", "us", "our", the "Company") governing your access to and use of our website, mobile applications, and related services (together, the "Services"), including the wallet, trading, staking, managed investment plans, and metals and ETF products described on this site.
By creating an account, clicking "I agree," or otherwise accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference. If you do not agree, you must not access or use the Services.
To use the Services you must:
We may require identity verification before allowing full access to the Services, and may decline or restrict service to any applicant or existing account holder at our discretion, including where required to comply with law.
You agree to provide accurate, current, and complete information during registration and to keep that information up to date. You are responsible for maintaining the confidentiality of your login credentials, two-factor authentication methods, and any device used to access your account.
You must notify us immediately at [email protected] if you become aware of any unauthorized access to, or use of, your account. We are not liable for any loss arising from your failure to safeguard your credentials, except to the extent caused by our own negligence or breach of these Terms.
Certain withdrawal and account-change actions require multi-party or multi-signature approval as part of our standard security design. You acknowledge this may introduce processing delays intended to protect your assets, and agree that such delays do not constitute a breach of these Terms.
Subject to these Terms, the Services may allow you to:
We may add, modify, suspend, or discontinue any Service, feature, supported asset, or trading pair at any time, with notice provided where reasonably practicable, particularly where required by regulatory, security, or liquidity considerations.
Currencies, digital assets and investments are volatile. Prices can rise or fall sharply and without warning. You could lose some or all of the value you deposit or hold. Nothing in the Services constitutes financial, investment, tax, or legal advice.
By using the Services, you acknowledge and accept that:
You are solely responsible for evaluating whether any transaction, pool, or plan is suitable for your financial situation, and should consult an independent financial advisor before making decisions involving significant funds.
Use of certain Services is subject to fees, including trading fees, network withdrawal fees, currency and metals conversion spreads, and early-exit fees on locked staking pools. Current fee schedules are published on our Services page and are incorporated into these Terms by reference.
We may change our fees at any time. Changes will apply prospectively to transactions initiated after the change takes effect, and material fee increases will be communicated in advance where reasonably practicable.
Staking pools, mining plans and managed investment plans are offered on the terms described at the time of enrolment, including any applicable lock period, minimum deposit, and early-exit fee. Displayed annual percentage yields ("APY") and target return ranges are estimates based on current conditions and are not guaranteed; actual returns may be higher or lower, including negative, depending on market conditions and pool performance.
Assets committed to a locked pool or plan may not be available for withdrawal until the applicable lock period ends, except where an early exit is permitted subject to the disclosed fee. We reserve the right to adjust forward-looking APY estimates for flexible pools at our discretion, with changes applied prospectively.
Digital assets are held in a combination of cold (offline) and hot (online) storage, with the substantial majority maintained in cold storage consistent with our published security practices. Precious metals purchased through the Services are held as allocated bullion in insured third-party vaults on your behalf.
While we apply industry-standard security controls, custody of digital assets and physical metals carries inherent risk, and no security system is entirely infallible. Our liability in connection with custody is subject to the limitations set out in Section 11.
You agree not to use the Services to:
We may investigate suspected violations and report conduct to law enforcement or regulators where required or appropriate.
We may suspend or terminate your access to the Services, in whole or in part, if we reasonably believe you have violated these Terms, if required by law or a competent authority, or to protect the security or integrity of the Services. Where reasonably practicable, we will provide notice and an opportunity to withdraw available assets, subject to any applicable legal or regulatory restriction.
You may close your account at any time by contacting support, subject to settlement of any open positions, locked staking commitments, or pending obligations.
To the maximum extent permitted by applicable law, the Company and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or digital assets, arising out of or related to your use of the Services, even if advised of the possibility of such damages.
Nothing in these Terms limits liability that cannot be limited under applicable law, including liability for fraud or gross negligence.
You agree to indemnify and hold harmless the Company and its officers, employees, and affiliates from any claim, demand, loss, or damages, including reasonable legal fees, arising out of your breach of these Terms, your violation of any law or third-party right, or your use of the Services.
We encourage you to contact support first to resolve any concern informally. If a dispute cannot be resolved informally within a reasonable time, both parties agree that any dispute arising out of or relating to these Terms or the Services will be resolved through binding arbitration on an individual basis, rather than in court, except where applicable law prohibits mandatory arbitration or where either party may bring a qualifying claim in small-claims court.
You and the Company each waive any right to a jury trial or to participate in a class action, to the fullest extent permitted by applicable law.
We may update these Terms from time to time. Material changes will be notified through the Services or by email to your registered address in advance of taking effect. Continued use of the Services after a change takes effect constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the jurisdiction in which the Company is incorporated and licensed to operate, without regard to conflict-of-law principles, except where applicable local consumer-protection law requires otherwise.
If you have questions about these Terms, reach out through the channels below.
